ADIXIT & ASSOCIATES
Collections, recovery and repossession for banks and NBFCs across Madhya Pradesh — from early-stage follow-up to written-off accounts. Trusted since 2002.
Recovery across
From the two-wheeler on the road to the tractor in the field and the home behind it, we collect, recover and repossess for banks and NBFCs — at every stage of delinquency.
01 · Vehicles & equipment
02 · Home & property
03 · Unsecured & consumer
04 · Rural & telecom
Collection Achievement AwardFlexiLoans · West RegionFY 2025–26
The Firm
For 24 years, Adixit & Associates — a proprietorship led by Abhilash Dixit (M.Com, LLB) — has served banks, NBFCs and lenders across Madhya Pradesh, building a reputation on integrity, discretion and consistent results.
Our people include semi-qualified Chartered Accountants, finance professionals and lawyers, backed by dedicated teams for collection, seizing, marketing and credit processing — the human infrastructure lenders rely on.
Every mandate is executed within regulatory frameworks, with offices in all hubs of Madhya Pradesh. Our central office is insured and secured with CCTV, a 24-hour guard, and inverter & solar backup for uninterrupted operations.
About the Proprietor
Proprietor · M.Com, LLB
Abhilash Dixit founded A. Dixit & Associates in 2002 and has personally led the firm ever since. With a background in commerce and law, he combines financial acumen with legal rigour — building one of Madhya Pradesh's most trusted collection and recovery networks.
Under his leadership, the firm has grown to serve leading banks and NBFCs across the state, handling collection, seizing, credit processing and marketing mandates with discretion, compliance and consistent results.
What We Do
Softcore and hardcore collection across retail and commercial portfolios for banks and NBFCs — structured, compliant and relationship-driven.
Lawful repossession and seizing of vehicles, farm equipment and assets — handled with due process and complete documentation.
Field investigation, residence and business verification and credit processing that reduce risk before disbursal.
On-ground marketing and lead sourcing across our statewide network — extending your reach into every district of MP.
Line by line
Every account starts with a call and a visit. Repossession, where there is an asset, comes last and only on the lender's instruction.
01
Two-wheeler accounts are worked first by calling and field visits: an executive meets the borrower, confirms the dues the lender has allocated and records the outcome. Where the lender instructs repossession, the vehicle is recovered with due process and complete documentation and handed to the lender's yard.
Best Collection Agency — Two Wheeler, HDB Financial Services, FY 2023–24.
02
Car loan accounts get the same sequence: tele-calling and follow-up, then field visits in the borrower's district. Repossession is a last step taken only on the lender's instruction, with the paperwork the lender and the law require.
03
Overdue commercial vehicle and machinery loans are followed up in the field wherever the asset operates in Madhya Pradesh, with lawful repossession and yard handling when the lender calls for it.
04
Tractor and farm equipment loans sit in rural districts, so they are worked by field teams who live there. The same teams follow up agri loans and Kisan Credit Card (KCC) accounts.
05
Overdue home loan accounts are followed up by phone and in person at whatever stage the lender allocates them, from early delinquency to written-off and NPA, with progress reported back to the lender.
06
Credit card, personal loan, business loan and consumer durable accounts carry no asset to recover, so the work is calling, field visits and a clear record of every promise to pay, across soft-core, hard-core and written-off buckets.
Who we serve
We work for banks, NBFCs, small finance banks and digital lenders on retail and commercial portfolios, in all 55 districts of the state, from our head office in Jabalpur, as we have since 2002.
Send a mandate enquiryHow an engagement works
You tell us the product, the buckets and the districts your accounts sit in. We confirm local capacity for those territories before the first allocation.
Tele-callers at the Jabalpur head office and field executives in the borrower's district contact each account, confirm the dues and record what was agreed.
Where you instruct it, assets are repossessed lawfully, with due process and complete documentation, and handed to your yard.
Area supervisors manage the field teams by district, and MIS reporting keeps your collections team informed of where each allocation stands.
Coverage
A field & back-office network operating from our Jabalpur head office — with executives present across all districts of Madhya Pradesh, putting boots on the ground wherever your portfolio needs us.
Tap a districtHover a district
At a glance
ADIXIT & ASSOCIATES is a debt collection and recovery agency in Jabalpur, Madhya Pradesh, working for banks and NBFCs since 2002.
Questions
Banks, NBFCs, small finance banks and digital lenders. Clients over the years include HDFC Bank, ICICI Bank, Axis Bank, SBI, IDFC First Bank, AU Small Finance Bank, Bajaj Finance, TVS Credit, HDB Financial Services and L&T Finance.
All 55 districts of Madhya Pradesh, across its ten revenue divisions, run from the head office in Jabalpur. Field executives are recruited locally, so accounts are visited by people who know the district.
Two-wheeler, car, commercial vehicle and machinery, tractor and farm equipment, and home loans, plus credit cards, personal loans, business loans, consumer durables, agri loans, Kisan Credit Cards and telecom accounts.
Any stage: soft-core and hard-core buckets, and written-off and NPA accounts. Each lender decides which buckets it allocates.
Yes, as a last step and only on the lender's instruction. Repossession is carried out lawfully, with due process and complete documentation, and the asset is handed to the lender's yard.
Yes. Field investigation, residence and business verification, document validation and credit processing are a separate service, so lenders can reduce risk before disbursal as well as recover after it.
Send an enquiry from the contact page, call +91 98261 72557 or email adixitandassociates@gmail.com with the product, buckets and districts involved. The office is open Monday to Saturday, 10:00 to 18:00.
Under RBI rules, a recovery agent must carry identification and the lender's authorisation, and may not harass or threaten you. You can ask to see both, confirm your dues directly with your lender, and ask for a receipt for any payment. To check a visit from this firm, call our Jabalpur office on +91 98261 72557.
Yes. Open roles for field collection, repossession, tele-calling, credit processing and supervision are listed on the jobs page, in English and in Hindi.
Something else? Contact the Jabalpur office or see open collection jobs.
